LIST OF SERVICES OFFERED
TAX Preparation: Federal, State
You can have G & M Financial and Tax Services prepare your federal and/or state return, we will mail the return(s) on your behalf. G & M Financial and Tax Services take care to provide the most accurate and professional service possible, using the most up-to-date technology, in order to ensure that you get the maximum allowable refund.
You must pay for the preparation fees up front, and you will be issued a receipt.
Free Electronic Filing
G & M Financial and Tax Services can complete your return and transmit it directly to the IRS allowing you to get your money faster.
Instant Refund Anticipation Loan (IRAL)
If you qualify for a Refund Anticipation Loan, you may be able to receive an Instant Refund Anticipation Loan (IRAL). If you are approved for an IRAL, you can receive a loan based on your refund, subject to certain limitations, in just minutes. See location for details. All loans are subject to bank approval.
Refund Anticipation Loan (RAL)A
Refund Anticipation Loan (RAL) is a loan against your anticipated refund. Fast Tax electronically files your return to the IRS. Once approved by the IRS, the loan is submitted to the bank. We will usually know within 6–24 hours if the loan was approved.
The bank makes all loan decisions. If you are denied a loan, it is automatically flipped to a Refund Anticipation Check (RAC). You do not have to pay any fees up front. The fees will be withheld from the first RAL check only.
Refund Anticipation Check (RAC)
G & M Financial and Tax Services electronically files your return to the IRS. The bank issues you your refund check in 7 to 15 days, provided that your refund, either full or partial, is deposited into the bank by the IRS. A partial deposit depends on whether or not the client owes the IRS or government any money.
The client does not have to pay for any fees up front. The fees will be withheld from the Refund Anticipation Check.
G & M Financial and Tax Services electronically files your return to the IRS. The bank will deposit your refund into your bank account in 7 to 15 days, provided that your refund, either full or partial, is deposited into the bank by the IRS. A partial deposit depends on whether or not you owe the IRS or government any money. This service enables you to receive your refund without having to come back to the tax office on check pickup days. You must provide your bank account number and banking institution’s routing number.
You do not have to pay for any fees up front. The fees will be withheld from the direct deposit.
G & M Financial and Tax Services electronically files your return to the IRS. Within 7 to 15 days, the IRS will deposit your refund into your bank account, provided that you do not owe the IRS or government any money. You must provide your bank account number and banking institution’s routing number.You must pay for the preparation fees up front.
IRS Direct Mail
G & M Financial and Tax Services electronically files your return to the IRS. Within 2 to 6 weeks, the IRS will mail your refund to your address, provided that you do not owe the IRS or government any money.
You must pay for preparation fees up front.
Our fees are lower than the major tax firms and we spend more time to look for allowable credits than these establishments.
Our fees start from $60 and that includes free electronic filling.
Beware of Tax Return “Offshoring”
Some accounting and tax firms are now sending their clients’ financial information to cut-rate bulk tax preparers in foreign countries. Financial privacy laws in those countries may be weaker than in the United States . Ask WHO will be preparing your tax return!
You May Get What You Pay For
Yes, you can find tax preparation for less. Some web sites let you use their tax software for $25 or even $9.95. You must collect your data and decide what items to report and where. If the web site crashes, you must call tech support.
One last thought — if a firm is doing your taxes for nothing, how much time do you think will be spent carefully looking for deductions and analyzing your future tax planning. Also, how motivated do you think the person (if there IS a human at all) preparing your free return will be?
We offer 3 convenient options to have our experts complete your return.
You can call our office to schedule appointments. Scheduled appointments always have priority over walk-in clients.
The paperwork that you take with you will include your copy of the prepared return, any payment vouchers, and/or any tax returns that need to be mailed.
If you do not have an appointment you can still walk in at any time during business hours. Our walk-in service is first come, first serve, and our appointments take priority over walk-ins. We handle walk-in clients in order to keep your wait as short as possible.
The easiest way to have your taxes prepared is our Drop-off Service. You can come in at any time (no appointment necessary) and drop off your income tax paperwork, have us prepare it, then you come back one more time to pick up the completed return. Here’s how the process works:
- You fill out our Client Information form and drop off your tax forms at our office
- A preparer will prepare your return using the information provided by the tax forms and the client information sheet.
- If any additional information is required, the preparer will contact you in order to complete the return.
- Once the return is completed, the preparer will call you to discuss how to file, pricing, and when you can come back to pick up everything.
- We have extended hours during tax seasons.
We are here to assist you year around in any compliance issues you may have. Whether it is unfilled returns for past years (federal, state), variance letters received regarding discrepancies, or amended returns to report corrections, we can do what it takes to clear everything up. Our fees for these services are on a case-by-case basis, reasonably priced. Our goal is to give you “Peace of Mind” with settling these issues.